Innovation. Independence. Integrity.

At the heart of our business lie these three non-negotiable values. 

We believe these are not just ideals, but essential pillars for successful modern business—especially in the complex world of law. They guide every piece of advice we offer and define our commitment to our clients.

About Passmore & Oliver Partners


Passmore & Oliver Partners is a specialist regulatory strategy consultancy advising on the rapidly changing market for legal and financial services.

Our work spans two connected practices. In legal services — the practice our founders built the firm on — we advise on regulatory strategy, ABS and MSO structuring, external investment, risk management, AML and governance, drawing on first-hand experience designing the current regulatory regime in England & Wales. From September 2026, our financial services practice, led by Alex Roy (formerly of the FCA and EY), extends the same regulator-grade expertise to market entry and authorisation, SM&CR, governance reviews, compliance strategy, and regulatory and Section 166 reviews.

We work with law firms of every size, legal regulators, legal-technology and fintech businesses, and financial institutions including challenger banks — alongside the global investors backing them: private equity, venture capital, family offices, sovereign wealth funds and investment banks.

Our work is truly global, spanning the UK, US, Canada, Australia and Europe, and extending to Hong Kong, Singapore and the Crown Dependencies. We combine deep regulatory insight with commercial judgement, helping clients enter new markets, structure investments, and navigate reform with confidence.

We are built on three values: Innovation, Independence and Integrity.

Passmore & Oliver Partners provides regulatory strategy and consultancy. It does not provide legal advice unless expressly agreed with a client.

Who We Work With


We work with three kinds of client, across two regulatory perimeters.

  • Law firms of every size, from high street practices to global firms

  • Legal-technology businesses and legal regulators

  • Founders and start-ups building new legal models

Legal Services Clients

  • Law firms offering financial services under FCA regulation or as exempt professional firms

  • Law firms operating claims management businesses alongside legal services

  • Group companies that own both a law firm and a financial services firm

Requiring an understanding of both regulatory perimeters

Hybrid Firms

Pure-play Financial Services

  • FinTechs building or scaling regulated proposition

  • Challenger banks

  • Consumer credit and wealth management businesses

  • Firms navigating scope-of-permission issues

Regulated by the FCA and PRA alone

We also advise the investors backing all three groups — private equity, venture capital, family offices, sovereign wealth funds and investment banks.

Why Work With Us

The same calibre of regulatory insight as a Big Four or top-tier consultancy — delivered leaner, faster and at a fraction of the cost.

Elite expertise, without elite overhead

No leverage model, no juniors learning on the client's time. Crispin, Juliet and Alex work directly on every engagement.

Senior people do the work

We understand how regulators think, because we've been regulators

Our team designed the ABS framework, ran the SRA, and set FCA policy from the inside. We know what regulators are actually looking for.